Oklahoma limits the amount that a creditor can take from your paycheck to 25%. However, in some instances, the amount can be more.
For your wages to be garnished, it will take a court order. That means that your creditor will have to go through the legal system first to obtain a judgment prior to garnishing your wages.
However, there are several instances where your wages can be garnished without a court order. These things are unpaid child support, unpaid income taxes, or defaulted student loans.
There are several instances where wage garnishment can be stopped. Wage garnishment can be prevented if you are filing for bankruptcy or claim undue hardship.
If you face wage garnishment and attempt to prevent it, there are only two ways to do that. The first option is to file for bankruptcy and the second option is to find a way to pay off your debts.
If you do not qualify for bankruptcy,consult with a bankruptcy attorney before attempting debt settltment or consolidation.
If you face wage garnishment, you need to speak with an experienced attorney who will help you navigate the experience. While talking to a bankruptcy attorney might not solve all of your problems, they will explain all of your options to you and the next steps you should take.