Medical debt is one of the biggest causes of bankruptcy in America today. Many people forget are forced into bankruptcy because of overwhelming expenses related to illness or injury, compounded by missing work due to health issues and loss of income.
The first thing you should do is talk with the hospital. Many hospitals are willing to settle your medical bills by as much as 80-90% if you present your case to them. They would also instead work with you to come up with a solution to pay a medical bill rather than have you declare bankruptcy and never see any of the money you owe them.
If the insurance is denying you the coverage, you may be able to fight it, but it will take an attorney to prevail in most cases.
If you are faced with a medical bill that is truly larger than you can afford, and you have talked to the hospital and the insurance company, and there is little they can do for you, then you may need to consider talking to a bankruptcy attorney.
Medical bills are one of the biggest reasons for bankruptcy in America. We understand what you are going through, and we want to help you in every way that we can. Please get in touch with a Tulsa bankruptcy attorney to help you understand what all of your options are if you are considering filing bankruptcy because of a medical bill.